That is the tittle of an article recently posted by Wendell Potter on healthinsurance.org. The article opens with “If you’re being courted by a private insurance company to enroll in one of its Medicare Advantage plans, don’t sign on the bottom line until you’ve read a recent report by a researcher at the Center for Medicare and Medicaid Services (CMS). The real bottom line you need to understand is that the insurer might want to keep you enrolled only as long as you’re relatively healthy.”
Contemplating Medicare Advantage and Original Medicare
If you are contemplating if it is better to have a Medicare Advantage plan or Original Medicare backed up by Medicare Supplemental Insurance do your homework. Medicare Supplements are guaranteed renewable the same can not be said for Medicare Part C (Advantage). That is not to say that Medicare Advantage is bad just different and a lot of seniors just sign up or get talked into a plan without looking understanding the particulates of their plan. Medicare Advantage plans are not standardized like Medicare supplements so you have to pay more attention to what each plan provides.
If you want to read the rest of the article discussing some of the Medicare Advantages – or DISAvantages you can find the article by clicking here.